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Loan & Mortgage Calculator

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Calculate monthly payments, total interest and a full amortization schedule.

How to use the Loan & Mortgage Calculator

  1. 1Enter the loan amount, interest rate and term.
  2. 2Add extra payments to see how much sooner you are debt-free.
  3. 3Review the chart and the payment schedule, or export it as CSV.

Frequently asked questions

How is the monthly payment calculated?

With the standard annuity formula: the payment stays the same each month, while the share going to interest shrinks and the share repaying the loan grows.

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